All financial plans are not created equal. Working with your Inter Consultant financial advisor, you have a Fixed Income Advantage: objective, unbiased guidance with access to client-focused resources. After your advisor understands your personal circumstances, a custom long-term plan can be created to meet your specific goals and support your financial well-being.

Over time, bonds can provide attractive risk-adjusted returns. Fixed income investments can diversify your portfolio, help stabilize overall returns, offset future liabilities, and create a predictable income stream to support your lifestyle—all while helping to safeguard net worth. Your advisor can build a portfolio with the potential to preserve capital and minimize risk while seeking returns, and can adapt it as markets and your needs evolve by integrating Inter Consultant Fixed Income resources.

Because one solution does not fit all, your advisor will work to earn and maintain your trust by delivering personalized service, reliable execution, deep experience, customized solutions and industry leadership. Market information and evaluation, strategy development, and cost-effective order execution provide a strong foundation for this service. The Inter Consultant Fixed Income department also provides tools your advisor can use to help determine the suitability of each investment. Education efforts and market perspective are complemented by independent third-party research available through your Inter Consultant financial advisor.

Customized Solutions

In addition to being familiar with your specific situation and goals, your advisor has direct access to fixed income professionals who can suggest appropriate actions and develop tailored solutions. This long-term approach blends passive investing with active monitoring, making adjustments as warranted to realign the financial plan with your objectives.

Fixed Income tools available to you through your Inter Consultant financial advisor include:

• Timely market information and commentary
• Direct access for your advisor to trading-desk professionals for guidance
• Evaluation and advice on specific transactions
• Investment education
• Assistance with bond portfolio construction
• Investment evaluation and portfolio analysis tools
• Home office visits to meet fixed income professionals

Review and Analysis

Your financial advisor will access appropriate investment tools as part of a proactive, professional approach to fixed income investing—including comprehensive portfolio analysis—to assist you in the decision-making process.

Competitive Execution

Critical components of fixed income investing include price transparency, liquidity and execution. Through your Inter Consultant financial advisor, you’ll have access to both primary and secondary markets via the TradeWeb platform—one of the largest retail liquidity pools in the U.S. Because offerings are co-mingled with many dealers, your advisor can choose those best suited to your needs.

Expect superior service through a wide array of tools and offerings available to your advisor:

• Fixed income offerings including U.S. Treasuries, agency and government-sponsored enterprise bonds, brokered CDs¹, corporate bonds, mortgage-backed securities, municipal bonds and preferreds.
• Market transparency tools (e.g., price-improvement logic and MarketView) that help your advisor select the “best bonds at the best prices.”
• Inventories from 100+ broker/dealers, displaying the lowest-priced offerings—12,000+ taxable offerings and 7,000+ municipal offerings.
• Access to alternative trading platforms such as Bloomberg, TradeWeb, MuniCenter, Knight BondPoint and BondTrac.
• Bid-wanted requests routed to 100+ dealers competing with Inter Consultant traders to help ensure competitive price execution.
• Integrated real-time data feeds that assist your advisor in evaluation and comparison.
• New Issue Offerings
  • Taxable – participation in selling groups and/or underwriting of agency offerings, FDIC-insured brokered CDs, corporate notes and preferred securities.
  • Municipal – Public Finance professionals actively underwrite a variety of public debt offerings, giving you access to new issues that typically account for tens of billions of dollars annually.
• Special situations – direct access to Fixed Income professionals to pursue special opportunities on your behalf.

Income and Diversification

Personalized financial plans and evolving needs demand regular portfolio reviews. When it comes to fixed income, your Inter Consultant financial advisor continually analyzes and updates strategies to meet your objectives for income and to help grow and protect your assets.

Read about Inter Consultant’ recognition for our commitment to the success of our advisors and their clients.

¹ Each of Inter Consultant & Associates, Inc., and Inter Consultant Financial Services, Inc., is a broker-dealer, not a bank, and not an FDIC member. References to FDIC insurance regarding Brokered CDs and/or Market-Linked CDs address FDIC coverage—up to applicable limits—at the insured depository institution disclosed in the offering documents. FDIC insurance only covers the failure of FDIC-insured depository institutions, not Inter Consultant & Associates, Inc., or Inter Consultant Financial Services, Inc. Certain conditions must be satisfied for pass-through FDIC insurance coverage to apply.